Effective Date: 01/01/2024

At Muammar Financial, your privacy is of utmost importance to us. This Privacy Policy outlines how we collect, use, and protect your personal and financial information when you engage with our accounting, tax preparation, and business management services. By using our services, you consent to the practices described in this policy.
1. Information We Collect
We collect the following types of information to provide you with the best possible service:
• Personal Information: This may include your name, address, phone number, email address, and other contact details.
• Financial Information: This includes your income details, tax documents, business financial statements, investment data, and other financial information relevant to the services we provide.
• Business Information: This may include your business name, legal structure, business income, expenses, and other financial or operational data necessary for tax preparation and business management services.
2. How We Use Your Information
The information we collect is used to provide, maintain, and improve our services, including:
• Tax Preparation: To prepare and file tax returns for individuals, businesses, trusts, and estates.
• Accounting Services: To offer accurate and efficient accounting, bookkeeping, and financial reporting services.
• Business Management: To provide tailored advice and support for business planning, financial strategy, and operational management.
• Customer Communication: To communicate important information, updates, and notices about your account or services.
3. How We Protect Your Information
We take the security of your information seriously. We use a combination of physical, electronic, and administrative measures to protect your data from unauthorized access, loss, or misuse, including:
• Encryption of sensitive data
• Secure storage and transmission of personal and financial information
• Limiting access to your information only to authorized personnel
Despite our best efforts, no security system is 100% secure. While we strive to protect your information, we cannot guarantee the security of data transmitted to or from our website or services.
4. Sharing Your Information
We do not sell, rent, or share your personal or financial information with third parties except in the following situations:
• Service Providers: We may share information with third-party service providers who help us deliver our services, such as tax preparation software vendors or secure document management systems. These providers are bound by confidentiality agreements and are not permitted to use your information for any purpose other than to assist us in delivering services.
• Legal Requirements: We may disclose your information if required by law, such as in response to a subpoena, court order, or government request.
• Business Transfers: In the event of a merger, acquisition, or sale of our business, your information may be transferred as part of the transaction, and we will notify you of any changes to the handling of your information.
5. Your Rights and Choices
You have the right to:
• Access: Request a copy of the personal and financial information we have collected about you.
• Correction: Request corrections to any inaccurate or incomplete information.
• Deletion: Request the deletion of your personal and financial information, subject to legal or contractual obligations.
• Opt-out: Choose not to receive marketing communications from us by following the opt-out instructions in those communications.
If you wish to exercise any of these rights, please contact us at the contact details provided below.
6. Cookies and Tracking Technologies
We may use cookies, web beacons, and other tracking technologies to enhance your user experience on our website. These technologies help us analyze how users interact with our site and improve our services. You can manage cookie preferences through your browser settings, but please note that disabling cookies may affect the functionality of our website.
7. Updates to This Privacy Policy
We reserve the right to update this Privacy Policy as needed to reflect changes in our practices, services, or legal requirements. Any changes will be posted on this page with an updated effective date. Please review this policy periodically to stay informed about how we are protecting your information.
8. Contact Us
If you have any questions or concerns about this Privacy Policy, or if you would like to exercise your rights regarding your personal and financial information, please contact us at:
Muammar Financial
2038 Bergamot
Redlands, CA 92374
bmuammar@muammarfinancial.com
(747) 331-1403

By engaging in our services, you acknowledge that you have read and understood this Privacy Policy.


Privacy Policy

My name is Billal Muammar, and I am the proud owner of Muammar Financial. With a Master of Science in Accounting and over 6 years of experience in public accounting, I bring a wealth of knowledge and expertise to every client I serve. 

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